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Time to Start Using Your End-of-Year Dental Benefits
As 2024 comes to a close, now is the perfect time to maximize your end-of-year dental benefits before they expire. Many dental insurance plans operate on a yearly cycle, and unused benefits typically do not roll over into the next year.
Keep reading as we explore how you can take advantage of your end-of-year benefits to maintain your dental health while saving money.
Maximize Your Dental Insurance Before It’s Too Late
Dental insurance is a valuable resource that helps cover routine exams, cleanings, and treatments like fillings and crowns. However, many people don’t realize that their insurance benefits often reset at the start of a new year. If you haven’t used up your annual benefits, now is the time to take advantage of them.
By scheduling an appointment before the year ends, you can avoid losing the coverage you’re entitled to. Whether you need a checkup, cleaning, or more extensive dental work, your insurance plan can help offset the costs, allowing you to maintain your oral health without unnecessary financial strain.
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Why Now is the Perfect Time for a Year-End Dental Checkup
The end of the year is a great time to schedule a dental checkup. Routine cleanings and exams are essential for keeping your teeth and gums healthy, and insurance plans usually cover these preventive services. If you haven’t had your second cleaning or checkup for the year, now is the time to book it.
Not only will you use up any remaining benefits, but you’ll also enter the new year with a healthy, clean smile. A checkup now can also catch any minor dental issues before they turn into bigger problems, saving you time and money in the long run.
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Don’t Lose Your Flex Spending Dollars
If you have a Flexible Spending Account (FSA), your contributions may also expire at the end of the year. FSAs are a great way to pay for medical and dental expenses with pre-tax dollars, but many plans have a “use it or lose it” policy. This means that any unused funds left in your FSA by December 31st will be forfeited.
Dental treatments such as fillings, extractions, and even orthodontics are eligible expenses for FSAs. So, if you have any lingering dental work you’ve been putting off, now is the time to schedule an appointment and use those funds before they expire.
The Financial and Health Benefits of Scheduling Treatments Now
By scheduling dental treatments before the end of the year, you can reap both health and financial benefits. Using your benefits for necessary treatments like crowns, fillings, or periodontal care can save you money by utilizing what you’ve already paid for through your insurance premiums or FSA contributions.
Additionally, addressing dental issues now can prevent more costly and painful problems in the future. For example, a small cavity caught and treated today may prevent the need for a root canal or extraction later. Taking care of your dental health today means fewer complications tomorrow.
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Take Action to Use Your Dental Insurance Benefits Before the Year Ends
Don’t let your hard-earned dental benefits or FSA dollars go to waste. Whether you need a routine checkup or more extensive treatments, now is the perfect time to use your end-of-year benefits to maintain your smile and oral health.
Contact New Era Dental today to schedule an appointment and ensure you’re taking full advantage of your benefits before they reset.